Tag Archives: Car Rental

Insurance on Rented Car

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There can be lot of different reasons for renting a car. It can be any special occasion like wedding, function, business trip, or it can be a vacation holidays. Renting a car at another place can be very exciting and adventurous. But, times come when this vacation, trip, or any of the occasions do not seem exciting as you might have thought of. As you are travelling an accident occurred by you, or says you parked the car somewhere and it got stolen. Than, you might end up paying huge bills which may even be able to afford it. If you end up with an accident, there might time come that you have to pay the actual cost of the car you rented or you have to pay for the damages. And if car got stolen than you are liable of the rented car.

To avoid these types of consequences, it’s advisable that you go for insurance policies which are available. It’s better to take an insurance of the car you rented. So, it will be easy to tackle any of the problems, if it arises later. But, be also aware that before going for any of the insurance policies for rented car you first check that your asset insurance policy give the insurance for the rented vehicle or not. Because, lot of insurance policies, gives insurance on the rented vehicles also. So, if you already have the insurance, than there is no need to get an extra insurance policy. Even the credit card companies, also give insurance for rented vehicles, because they are aware of that if you rent vehicle they will take a hold on certain amount from your credit card, so if any damages happen they will deduct it from your credit card. So, ultimately credit card companies provide insurance on rented vehicles.

Car rental insurance policies differ in lot of ways, as from which place you have rented the car, whether you are travelling in any other country, what type of vehicle you are driving, etc. But, there are lot of reasons which will be feasible to have insurance for the rented vehicle, as it’s protect you from any accidental damages or any theft occur, and the greatest thing is that it will give you the coverage in any of the small damage occurred as for example, any damage occurred to tyres, or windows it will be paid by insurance company rather than paid by you and same is if the car got stolen than no worries insurance company is there to help you in that also.

So, before renting vehicle do take a look in taking insurance for your rented vehicle also. Because; time may come when it can be helpful.

Car Hire

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Hiring a car while going around another city or country requires a thorough knowledge of all the basic guidelines. There are several companies that provide cars for hire in every place. There are also some global car hire companies. It is very important to understand the policies of the country or the state as well as the policies of the rental company before taking a car for rent.

There are several policies and regulations relating to car hire. The renter as well as the rent agency has their own responsibilities. These are: policies in relation to coverage, driver policies, location policies, rental policies, reservation policies and vehicle policies may differ from country to country or even from state to state. Each of these policies have extensive sub-policies such as automobile liability and property damage protection, group insurance, loss damage waiver, personal accident insurance, theft protection, personal effects protection and public liability under the coverage policies. The driver’s policies could include DMV check, non-licensed renters, additional drivers, traffic violations and parking tickets, towing and other related issues. Vehicle policies could cover certain aspects like accidents and injuries, off road driving, seat belts, border crossing, information about the vehicle and others.

The major aspects to be considered for car hiring are: the rental period, conditions for using the vehicle, the daily rates, inclusive rates, prepay, convention rates, extra days, maximum/minimum rental period, gas policy, refunds, rental agreements, rental extensions, policies about returning the vehicle, etc. Some rental agencies provide premium services such as: emergency roadside assistance/accident report, parking at rental locations, shuttle bus services, special equipment in the cars like cellular phones, child safety seat/infant seat, roof racks, ski racks, snow tires, tire chains and so on.

Other aspects to be considered while hiring cars are the various fees, charges and rates applicable. Fees could include additional driver’s fees, advance booking requirements, airport concession recovery fees, drop off charges, congestion charge, late charges/overtime, premium location fee, service fee, sales tax and other mandatory fees, value added tax, vehicle license fee, surcharges, weekend rates, weekly rates, time and mileage charges and so on. Sometimes, you may also avail certain discount rates, depending on the provider and other factors. Some rental companies offer monthly rates and even free mileage allowances if the car is hired for a certain period of time, such as from 28 days to 59 days.

Most car hire programs are classified basically as: individual travel and business travel. Car hire companies have varied offers for different kinds of customers. These include: corporate programs, federal Government and military programs, business benefit programs, government contractor programs, state and local government programs, group and events programs, meeting and conventions programs, association programs etc. They also maintain different kinds of fleets for different purposes. These include economy, mini, luxury, premium, standard, intermediate, minivans/MPVs, SUVs, compact and other vehicle categories.

There are many car rental agencies in every city and town. Information can be obtained from yellow pages or from local advertisements. The internet is also a very good source for locating a good car hire agency and even applying for the hire online.